APR from


Competitive Rates

 All loan APR’s are dependent upon your credit rating & lenders criteria.

Rapid Response Time

Decision in just 24 hours. 

simple process


Really simple

Apply online or over the phone within office hours (mon-fri 9am-5pm), the process takes minutes.

Sometimes we need assistance to make things happen, and more often than not this means help with finance.

That new kitchen that your home desperately needs, that training course that could boost your career chances or even something as important as covering the cost of a funeral; these are all significant expenses that many people would struggle to fund using their available savings.

When you need help, turn to Ideal 4 Finance.

We work with a number of lenders in order to deliver the best possible finance option for you.

How do we do this?

We match your specific criteria with the right lender.

Choosing Ideal 4 Finance – here’s 4 good reasons

  1. Simple Application process
    Applying online takes only a few minutes
  2. Competitive Rates
    Our range of reputable lenders offer competitive rates with high acceptance rates and APRs starting from as little as 4.8%*
  3. Rapid response time
    No waiting around – you’ll receive a decision within 24hours
  4. Flexible terms
    Borrow from £100 to £2.5 million over variable periods to suit you

Lending that matches your situation.

The final decision is based on your individual circumstances, including your personal credit profile, the amount you are looking to borrow and the length of time over which you would like to make the repayments.

Poor credit history?

Don’t worry, Ideal4Finance have a selection of lenders that can help.

If you keep up repayments you will also improve your credit history giving you access to lower rates in the future.

No nasty surprises.

Here at Ideal4Finance, we have helped many people over the years and we can help you too, finding the perfect finance solution that fits like a glove.

Furthermore, if you are worried by hidden charges and nasty surprises in our packages, rest easy:

  • Ideal 4 Finance ONLY use reputable lenders.

Sounds good! How do I get started?

If you want to take the next step, it’s easy.

Just tell us where you saw or heard about Ideal 4 Finance then complete our short and simple application form.

Your application will be referred to the lender that can offer you the best rate.

As soon as they have assessed your case, you will be informed if you have qualified for the loan.

Just click logo to start application process

MiningFarm Ltd is an introducer appointed representative of Ideal Sales Solutions  limited T/A Ideal4Finance. 

Ideal Sales Solutions is a credit broker and not a lender. FRN number 703401

*Finance available  subject to status.

**Loan of £25,000 and over available on a secured basis.  

Contact Ideal4Finance today on 0333 577 4404